Question 1

Can foreigners legally invest in real estate in Saudi Arabia?

Accepted Answer

Yes. Following Vision 2030 reforms, foreign nationals can legally own and invest in real estate in Saudi Arabia across designated zones and approved property types. ARMs guides every client through the exact eligibility requirements for their specific situation — ensuring full legal compliance from day one.

Question 2

Does buying property grant residency in Saudi Arabia?

Accepted Answer

Yes — through the Premium Residency (Iqama Mumayaza) program. A qualifying real estate investment of SAR 4,000,000 (approximately USD 1.07M) in residential property grants the investor and their immediate family access to Premium Residency in the Kingdom — including the right to live, work, and conduct business without a local sponsor.

Question 3

What taxes apply to foreign real estate investors in Saudi Arabia?

Accepted Answer

Saudi Arabia has no personal income tax and no capital gains tax on real estate. The primary transaction cost is the Real Estate Transaction Tax (RETT) — a one-time 5% applied on all property transfers. There is no annual property holding tax, making Saudi Arabia one of the most tax-efficient real estate markets in the world.

Question 4

What is the average ROI for real estate in Saudi Arabia?

Accepted Answer

For high-end residential properties in prime Riyadh locations, rental yields typically range between 6% to 8% annually. Additionally, capital appreciation in targeted Vision 2030 zones often exceeds 10–15% year-over-year. ARMs specifically targets exclusive acquisitions where initial entry prices guarantee immediate equity buildup.

Question 5

How does the Dubai Golden Visa work for real estate investors?

Accepted Answer

The Dubai Golden Visa grants 10-year UAE residency to investors who purchase property worth AED 2,000,000 (approximately USD 545,000) or more. The property must be completed (not off-plan) and fully paid. ARMs identifies qualifying assets and manages the full acquisition and visa application process.

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